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Understanding Mortgage Closing Costs

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Rob Spinosa of http://themortgagedictionary.com explains the closing costs commonly associated with a residential mortgage purchase or refinance transaction. Covered in this video are lender fees, title and closing charges and prepaid items, such as real estate taxes, homeowner's insurance and mortgage interest. If you are comparison shopping for the best home loan, the information contained here will help you interpret the Good Faith Estimate provided by any bank or broker and determine which offer best suits your home finance requirements. Also discussed in this short video are discount points, origination fees, appraisal costs and miscellaneous title, escrow and closing fees (notary, signing, document preparation, recording, etc.). Rob Spinosa is a home loan professional with RPM Mortgage in Marin County, California and he can be reached at 877.270.5959 or by e-mail at [email protected] You can apply for a mortgage loan directly online at http://www.themortgagedictionary.com.

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Tags: closing, cost, lender, fee, title, insurance, escrow, good, faith, estimate, prepaid, mortgage, appraisal, home, loan